Cardoen Finance - our car loan

Pay small instalments for your dream car

Have you found your dream car? And do you want to keep your budget free for other things? Then car financing offers an ideal solution. You can also approach Cardoen Finance for this.

Our classic car loan

I want:

  • to pay for my dream car in small instalments
  • to have my car serviced at Cardoen or somewhere else
  • to make a limited advance payment, or I want to return another car
  • no additional warranty
  • no additional breakdown assistance

Does any of the above apply to you? In that case, the classic Cardoen Finance is the ideal solution for you. Do you want to go a step further? Then our extra comfortable financing would be beneficial for you. More about that below.

Our extra comfortable financing

I want:

  • to pay for my dream car in small instalments
  • servicing of my car at Cardoen
  • to make a limited advance payment, or I want to return another car
  • 5-year warranty
  • 5 years free breakdown assistance
  • choose a new car after 5 years

If your answer is 'yes' to the questions above Then the Cardoen Lease is just the thing for you. You can stop worrying about maintenance, repairs or car breakdowns.

Make your own Cardoen Finance simulation

Wondering how much you have to set aside per month for your dream car? You can make a simulation for every new car on the website. Scroll down to just below the Technical Data.

You will find 'Cardoen Finance' with standard financing, and the 'Cardoen Lease' with extra comfortable financing. In both cases you can easily try various combinations of the advance payment and the number of months yourself.


  • The Cardoen Finance simulation can be done for all cars. However, the Cardoen Lease simulation only works for new cars with 0 kilometres on the milometer.
  • The simulation assumes that you hand in an old car. Don't plan to do that? Then tick 'I don't have an old car' in the box at the top of the car.

Below you will find a representative example of Cardoen Classic financing:

Representative example: Installment loan, covered by consumer credit legislation, more specifically Book VII of the Code of Economic Law. Credit amount: € 13,244. Advance payment (mandatory/optional): €3,000. Cash price (if advance): € 10,224. APR (Annual Percentage Rate) of 5.99 %, fixed annual borrowing rate: 5.99 %. Loan term: 60 months. Repayable in 60 monthly installments of € 196,85. Total amount to be repaid (without advance payment): € 11,811.

Subject to acceptance of your credit application by Alpha Credit n.v., lender, Warandeberg 8C, 1000 Brussels, VAT BE 0445.781.316, RPR Brussels. Advertiser: CARDOEN (DATOS NV), agent in ancillary position, Boomsesteenweg 950-958, 2610, Wilrijk, VAT number BE0425.303.824, BE24 2200 5769 5838, RPR Antwerp.

Pay us a visit

Do you want more details? Be sure to visit one of our car supermarkets. One of our salesmen will explain everything clearly.

Pay for your dream car in instalments under the Cardoen finance car loan